Damage and injury from earthquakes are NOT covered by most Homeowners Insurance plans. While Earthquake Insurance can be costly, they can be invaluable in case of a severe earthquake and a good idea to consider if you live in an earthquake risk area. A policy generally covers losses and damage to your home, personal belongings, additional buildings on your property and additional living expenses for you and your family if you are unable to live on the property. There are coverage limitations, which are important to understand. Contact us at 800.640.1712 or fill out the form on this page to learn more.