Floods are not covered by most Homeowners Insurance policies and require a separate policy. Flood Insurance can cover losses and cost associated with replacing or repairing buildings as well as personal belongings damaged by floods. Actual land is not covered by a Flood Insurance policy. Slides caused by earth movement is not covered and require an earthquake policy. While flood is the most common natural disaster in the country, it is only necessary in certain regions and high-risk areas. It is important for you as to know if you are in flood zone and understand your level of risk. Contact us at 800.640.1712 or fill out the form on this page to learn more.