There’s a lot of uncertainty in the world and rough economic times are something to be concerned about. If you lost your source of income, do you know where you’d turn to pay the bills? Here are some things you should be aware of in case you lose the ability to make ends meet.
In California, the Employment Development Department (EDD) provides services to businesses, workers, and job seekers. It administers several benefit programs including the Unemployment Insurance (UI), Disability Insurance (DI), and Paid Family Leave (PFL) programs that provide financial stability to workers and communities. The EDD also provides employment service programs, collects labor market information and employment data, and collects payroll taxes. The EDD assists employers with labor needs, help job seekers obtain employment, apprenticeships, or vocational training, administers workforce investment programs for adults, dislocated workers, and youth, helps disadvantaged recipients become self-sufficient, helps unemployed and disabled workers through the UI and SDI programs, and collects and administers employment-related taxes. Here’s a little more about each of the department’s programs:
Pandemic Unemployment Assistance (PUA) is a provision of the federal CARES Act that helps unemployed people who aren’t usually eligible for regular Unemployment Insurance (UI) benefits. This includes business owners, self-employed workers, independent contractors, and people with a limited work history who are out of business or have significantly reduced their services as a direct result of the pandemic. The program includes up to 46 weeks of benefits from February 2, 2020, through December 26, 2020, depending on when you were directly affected by COVID-19. PUA launched with up to 39 weeks of benefits and an extra seven weeks was added. The fastest way to apply for benefits is through UI Online, but you can also apply for PUA by phone, mail, or fax. If you qualify for regular UI, do not file a PUA claim. If you filed for UI and received a notice that you have $0 in benefits available, visit PUA FAQs for what to do next. After you file, refer to the EDD step-by-step claims process to learn what to expect and what you need to do during your claim to receive benefit payments.
If you have more questions about these programs, feel free to get in touch with us or contact the Employment Development Department directly since they will know best how to help you.